a year of Wooden: week 17

Hi, friends! Happy Monday! Time for this week’s year of Wooden challenge, wrapping up our last week of April before we transition into May…

a year of wooden

  • January: Drink deeply from good books.
  • February: Make friendship a fine art.
  • March: Help others.
  • April: Build a shelter against a rainy day (financially).

Last week, the challenge was to make a small change of habit that results in more money in your savings account. When I was working as a graduate student teacher at Purdue, my paycheck was deposited into my checking account automatically each month, and I began immediately transferring a couple hundred dollars into my savings account. And as a result, my savings grew steadily each month.

Now that I’ve graduated and stopped working at Purdue, I’m working as a freelance writer and editor and don’t have a paycheck automatically deposited into my checking account each month. So for this week’s challenge, I’ve made a small change of habit of depositing a quarter of the checks I receive into my savings account instead of my checking account.

For this final week of April, the challenge is to make a financial goal that you want to accomplish this year and an action plan to achieve it. My goal is to put $1,000 into my Roth IRA by the end of the year, which means I need to save $20 a week, or about $85 a month.

I’ll leave you with this quote from Coach Wooden that always inspires me:

John Wooden fortune cookie

Question of the day:

  • What is a financial goal you have for this year?
  • What steps might you implement to achieve this goal?

a year of Wooden: week 16

Hi, friends! I just got back from a lovely trip up the California coast to Mendocino {pictures & highlights coming tomorrow!} … we unexpectedly did not have cell phone or Internet service, so I was unable to post this week’s year of Wooden challenge until now. I guess it is more of a weekend year of Wooden challenge at this point. Thanks for being patient with me!

a year of wooden

  • January: Drink deeply from good books.
  • February: Make friendship a fine art.
  • March: Help others.
  • April: Build a shelter against a rainy day.

This metaphorical shelter includes family, friends, good work, faith — but, since we will focus on these elements in other months, right now we are focusing on the financial interpretation.

Last week, the challenge was to take one of your weekly discretionary purchases and drop the money into your spare-change jar. Instead of going to Starbucks for an afternoon pick-me-up, I brewed some black tea at home and sipped it out in the sunshine. In Mendocino, we packed brown-bag lunches a couple days and enjoyed picnic meals out on the hiking trail and at a rest stop along the highway instead of eating out in a restaurant every day.

This weekend, the challenge is to make a small change of habit that results in more money in your savings account. For example, when I was working as a graduate student teacher at Purdue, my paycheck was deposited into my checking account automatically each month. I found the more money that was in my checking account, the more money I was likely to spend. So I began immediately transferring a couple hundred dollars into my savings account, knowing that I could always transfer it back to my checking account if I needed it to pay bills. But, guess what? I never even missed it. And as a result, my savings grew steadily each month.

Another small habit might be related to the “cash back” incentives of many credit cards. Instead of using rewards points to purchase gift cards or material items, you might think about using your rewards points to deposit cash back into your savings account. I started doing this towards the end of last year and am on track to put about $200 of “free money” into my savings account this year.

Before I go, thanks to blog reader Tracy for telling me about financial guru Dave Ramsey — I love this quote of his:

dave ramsey

Questions of the day:

  • What are your current savings habits?
  • What small changes could you make to ensure more money ends up in your savings account at the end of the month or year?

a year of Wooden: week 14

Hi, friends! It’s time for this week’s year of Wooden challenge!

For this month of April, we’re going to be focusing on Coach Wooden’s creed to “build a shelter for a rainy day.” This metaphorical shelter includes family, friends, good work, faith — but, since we will focus on these elements in other months, right now we are focusing on the financial interpretation. In other words: save now to weave a safety net!

a year of wooden

  • January: Drink deeply from good books.
  • February: Make friendship a fine art.
  • March: Help others.
  • April: Build a shelter against a rainy day.

Last week, the challenge was to create a “spare change jar.” Instead of pocketing spare change to spend somewhere else, drop it into the jar. This week I ended up with $3.49. I’m planning to continue this spare change jar throughout the year!

This week’s challenge is to keep track of where you spend your money — even small amounts, like that Starbucks pick-me-up or the impulse drugstore purchase. For the next three days {or the entire week, if you’d like} make note of every penny that leaves your pocket. We’ll work with the results in next week’s challenge!

coach wooden quote details

Questions of the day:

  • Have you ever kept a strict budget before?
  • What are the “little details” that have made a big difference in your life?

a year of Wooden: week 13

Hi, everyone! Apologies for my extreme delay with this year of Wooden post… this week has flown by incredibly fast. My mom was in town, I had two job interviews, and last night was my final reading as part of my Steinbeck Fellowship. {More about that in tomorrow’s fabulous friday post!}

Now that we’re into April, we’re going to be focusing on a new topic for this year of learning from Coach Wooden’s philosophies and teachings.

a year of wooden

  • January: Drink deeply from good books.
  • February: Make friendship a fine art.
  • March: Help others.

Last week, the challenge was to help someone less fortunate than you are. I dropped off a donation of clothes to a local thrift shop; books and magazines to the library; and canned goods and toiletries to a homeless shelter. In these next two weeks, I’ll also be volunteering at an event my church is holding called “Winter Nights” in which we feed and shelter homeless families from the area until Easter Sunday. I’ll be helping cook and serve dinner and leading some activities for the kids.

  • April: Build a shelter against a rainy day. 

This month’s challenge also comes from Coach Wooden’s 7-Point Creed. I thought rainy April would be an appropriate time to focus on this credo! I like to interpret “building a shelter” in a multitude of ways: family, friends, work that satisfies and sustains you — but, since we will focus on these elements in other months, I’m going to focus this month on the financial interpretation of “building a shelter against a rainy day.” In other words: save now to build a safety net!

For this week, the challenge is to create a “spare change jar.” Instead of pocketing spare change to spend somewhere else, drop it into the jar. You could continue this challenge all month — or even {as I plan to} all year long! How much spare change will you wind up with at the end?

I’ve always loved this wise sentiment from Coach Wooden:

wooden quote peaks valleys

This month, we’ll work on building a shelter to keep life’s inevitable valleys that come along from getting too low!

Questions of the evening:

  • What are your favorite tips for saving money?
  • In what ways do you “build a shelter against a rainy day” in your life?

a year of Wooden: week 12

Happy Monday, everyone! Time for this week’s year of Wooden challenge! This month we are focusing on Coach Wooden’s creed to help others.

a year of wooden

  • January: Drink deeply from good books.
  • February: Make friendship a fine art.
  • March: Help others.

Last week, the challenge was to help a family member. Sometimes, we are so focused on helping others outside our family that we forget about the people that mean the most to us, those who do so much for us every day. I helped my grandparents with chores around the house, gave my brother a shoulder rub after his long car ride up to see me, and had a long conversation with my cousin over mugs of peppermint tea.

This week, the final week of March, the challenge is to help someone less fortunate than you are. Some ideas: volunteer at a food pantry or soup kitchen; donate books, clothes or toiletries to a shelter; give blood or join the bone marrow registry; give a sandwich to a homeless person. What other ideas do you have?

I’ll leave you with one of my favorite quotes from my friend and mentor Wayne Bryan:

wayne bryan quote

Have a marvelous Monday, friends!

Questions of the morning:

  • Have you ever had a meaningful experience volunteering to help someone less fortunate than you are?

a year of Wooden: week 11

Good morning, friends! Hope you had a fun St. Patrick’s Day! As promised, I’m back with this week’s year of Wooden challenge! This month we are focusing on Coach Wooden’s creed to help others.

a year of wooden

  • January: Drink deeply from good books.
  • February: Make friendship a fine art.
  • March: Help others.

Last week, the challenge was to help someone at work. I reached out to a few of my young writing mentees offering assistance and passing along information about writing contests I had heard about. I also wrote three notes to editors praising pieces by writers I admire in their latest issues.

This week, the challenge is to help a family member. Sometimes, we are so focused on helping others outside our family that we forget about the people that mean the most to us, those who do so much for us every day. This week, make a point to do acts of kindness for your family members, reaching out to help brighten their days or ease their stress levels. Do a chore without being asked, pick something up from the store they need, help with homework or help talk through a problem at work… I’d love to hear what other ideas you have!

family

I’d like to leave you with a lovely quote my friend Kelsey shared with me about Coach Wooden:

quote about Wooden

Question of the evening:

  • What is something kind a family member has done for you?

a year of Wooden: week 10

Good morning, friends! How is your week going so far?

New week = new year of Wooden challenge! This month we are focusing on Coach Wooden’s creed to help others.

a year of wooden

  • January: Drink deeply from good books.
  • February: Make friendship a fine art.
  • March: Help others.

Last week, the challenge was to help a perfect stranger who has no way of repaying you. I corralled a few shopping carts in the parking lot when I went grocery shopping, left a big tip for my Starbucks barista, and tried to be an extra-kind driver by letting cars go ahead of me in traffic.

This week, the challenge is to help someone at work. This might range from helping a coworker fix a jammed printer, emailing words of encouragement, or praising a colleague to their supervisor. Or anything else that comes to mind — I’d love to hear your ideas!

kindness quote

Questions of the morning:

  • What is something kind a coworker has done for you?
  • What are you grateful for about your workplace?

a year of Wooden: week 7

Happy Tuesday, everyone! Hope you’re easing back into the workweek all right after the long weekend. Here is an inspiring piece about random acts of kindness that will make you smile {credit goes to my amazing brother for sharing this with me!}: http://thoughtcatalog.com/brianna-wiest/2014/02/25-random-acts-of-kindness-we-should-all-be-doing-more-often/

And now, it’s time for the next installment of a year of Wooden!

a year of wooden

This year I am doing “a year of Wooden” following the teachings of Coach John Wooden, and in particular his 7-Point Creed.

  • January: Drink deeply from good books.
  • February: Make friendship a fine art.

Last week, the challenge was to send valentines to your friends. I mailed valentines to a dozen or so of my friends and family, and I received some sweet cards and text messages in return, and even some beautiful flowers!

valentines

This week, reach out and do a favor for a friend. Examples: bring a sick or stressed friend dinner, run an errand for a friend, drop by a friend’s office with coffee, pick up something for a friend at the store. Sometimes the most meaningful acts of kindness are those done without asking!

Have a masterpiece week!

Questions of the evening:

  • How do you get back into the swing of things after a long weekend?
  • What was a nice favor a friend has done for you?

a year of Wooden: week 6

I can’t believe it’s late Tuesday afternoon — this week is flying by already! Yesterday I went out to lunch, caught up with my friend Chidelia via Skype, and started a new tutoring job that I’m really excited about. This morning has been busy with yoga, errands, and writing time. My apologies for being a day late with this post!

a year of wooden

This year I am doing “a year of Wooden” following the teachings of Coach John Wooden, and in particular his 7-Point Creed.

  • January: Drink deeply from good books.
  • February: Make friendship a fine art.

Last week, the challenge was to call up a friend on the phone to say hello or schedule a catch-up coffee date or lunch.

I connected with quite a few friends this past week, old and new, in a variety of communication forms — phone, email, and in person. It was simply wonderful. I feel so rejuvenated and happy when I make time to connect with my friends. I love catching up, sharing stories from our lives, and laughing together. I always want my friends to know how grateful I am to have their love and support in my life.

For this week’s challenge, in honor of Valentine’s Day, let’s bring back those elementary-school days of passing out valentines and candy hearts! Send valentines to your friends — cards, candy, glitter hearts, whatever floats your boat. The important thing is to let your friends know that you love them.

I’ll leave you with a quote I came across this week that made me smile:

chocolate quote

Have a terrific rest of your Tuesday!

Questions of the evening:

  • Do you generally give your friends valentines?
  • What is your favorite elementary-school Valentine’s Day memory?

a year of Wooden: week 5

Happy Monday, friends! Could you believe the Super Bowl yesterday? What a crazy game!

This year I am doing “a year of Wooden” following the teachings of Coach John Wooden, and in particular his 7-Point Creed.

a year of wooden

This week, we’re moving into the second month and the second item in this year of Wooden:

  • February: Make friendship a fine art.

I’ve always loved the phrasing of this line of Coach Wooden’s 7-Point Creed: friendship as something you make, actively, with a creative skill and compassion akin to making art.

For this first week, the challenge is to reach out to at least one friend you haven’t talked to in a while. Call them up on the phone to say hello or schedule a catch-up coffee date or lunch.

I’ll leave you with this quote:

quote friendship

Questions of the day:

  • What did you think of the Super Bowl?
  • Do you have regular phone dates with your friends?